Fighting For Boston Families For More Than A Decade

Personal Injury 2022
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Massachusetts Bar Association
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Boston Car Accident Lawyer


  • Legal expertise matters. Having a Boston auto accident lawyer can significantly affect the outcome of your case, ensuring you receive fair compensation for medical bills, lost wages, and suffering.
  • Insurance companies often attempt to minimize payouts. A skilled lawyer can navigate these challenges and advocate for your rights, ensuring you receive the compensation you deserve.
  • Navigating Massachusetts’ no-fault insurance system requires knowledge and expertise, especially in cases where suing the at-fault driver is necessary.
  • Victims are entitled to both economic (e.g., medical expenses, lost wages) and non-economic damages (e.g., pain and suffering, emotional distress).
  • There is a three-year deadline to file a lawsuit for damages in Massachusetts, emphasizing the importance of timely legal action.

Do You Need to Hire a Car Accident Lawyer?

Hiring a Boston car accident attorney might be the last thing on your mind if you were seriously injured in a car accident. However, your lawyer can make a world of difference in recovering the fair compensation you need to move on with your life.

Being involved in a motor-vehicle accident can have far-reaching consequences beyond just physical injuries. The financial toll of such incidents can be staggering, often leaving individuals and families grappling with substantial economic burdens.  

Economic Costs of Motor-Vehicle Crashes

The economic costs associated with car crashes extend far beyond just property damage. These costs encompass a range of factors, including wage and productivity losses, medical expenses, administrative costs, and more.

According to the most recent 2022 data from the National Safety Council, the average nationwide economic costs by injury severity are:

  • Death: $1,778,000
  • Disabling Injury: $155,000
  • Evident Injury: $40,000
  • Possible Injury: $24,000

These figures underscore the significant financial ramifications individuals may face in the aftermath of an accident, particularly if it results in severe injuries or fatalities.

If you or a loved one have been injured in a car accident in Boston, MA, you may be entitled to recover damages for your medical bills, lost wages, suffering, and more.

Were You or a Loved One Injured In a Car Accident?
Our experienced attorneys will fight to get the full amount you deserve. We’ll listen to your story and explain your options for moving forward.

Dealing With Insurance Companies

After a car accident, not only are you dealing with the inconvenience of car repairs or replacement, pain from injuries, and lost wages from missing work, but you may also have bills adding up from all of these difficulties you’ve faced.

Insurance companies are supposed to provide compensation to help with situations like these when you need it most.

Unfortunately, that money has to come out of their profits—and car insurance companies are very much motivated by profit. That means the auto insurance adjuster will often go to great lengths to deny, delay, or minimize the value of your payout. Often, they have the resources to succeed.

Our car accident lawyers will help you:

  • Investigate to identify all responsible parties
  • Stand up for your rights when the insurance company tries to blame you for getting hurt
  • Handle the paperwork and administrative aspects of your car accident case
  • Hire experts and specialists who can convince the insurance company of the value of your injury claim
  • Negotiate and advocate on your behalf so that you get every dollar you deserve

If you’re hurt and wondering where to turn for help in maximizing your settlement offer, look no further. Our legal team at Sweeney Merrigan Personal Injury Lawyers is standing by to take your call.

Proving Negligence 

Regardless of whether your accident was minor or more severe, someone will always be held liable for the accident occurring in the first place. In some cases, it can be clear who is at fault for an accident. However, that is not always the case.

Sometimes, liability is muddled and requires the help of a car accident attorney in Boston to help you determine if you hold some or any of the liability for the accident.

What Are Massachusetts’ Car Accident Laws?

In Boston, responsibility for damages following a car wreck falls within the framework of Massachusetts’ no-fault insurance system. This means that in most cases, individuals first file claims with their own insurance companies.

However, under certain conditions, such as sustaining permanent injury or incurring significant medical expenses (over $2,000), one may pursue legal action against the at-fault party.

Potential defendants might include not only the at-fault driver but also truck drivers, pedestrians, employers of negligent drivers, and entities responsible for road maintenance or defective products.

Massachusetts No-Fault Car Insurance

Massachusetts operates under a no-fault car insurance regime, where Personal Injury Protection (PIP) benefits cover medical expenses and other losses irrespective of fault.

These benefits extend to various parties involved in the accident, including the policyholder, passengers, and pedestrians injured by the insured vehicle. It’s important to note, however, that PIP coverage has its limitations, capping at $8,000 and excluding compensation for pain and suffering or other emotional damages.

Car Insurance Coverage Requirements In Massachusetts

In cases of severe car accidents, where PIP coverage may prove insufficient to address medical bills and other losses, it becomes imperative to explore other avenues for compensation.

Massachusetts mandates minimum values for PIP coverage, including $20,000 for injury per person, $40,000 total liability bodily injury coverage per accident, and $5,000 for property damage.

Victims exceeding the $8,000 PIP coverage threshold due to significant injuries may find recourse in pursuing compensation through a personal injury claim for damages resulting from negligence.

What Type of Compensation Are You Entitled To?

Personal injury victims in Boston are entitled to full compensation for past and future losses related to the injury. In the state of Massachusetts, these damages fall into one of two categories. They are economic or non-economic.

Economic Damages

Economic damages are those awarded to make up for the financial costs, expenses, and losses you experience because of your accident.

Examples of economic damages include:

  • Medical expenses
  • Lost wages
  • Reduced earning capacity
  • Physical therapy
  • Property damage
  • Funeral and burial expenses, if a car accident is fatal

These are verifiable and quantifiable costs—often using invoices, bills, and/or receipts. Economic awards can compensate for both your present costs and whatever future expenses you’ll likely have.

Non-Economic Damages

Some consequences of a car wreck don’t have direct or specific costs. Some consequences are so intimate and personal that the true cost really varies from one victim to the next. Non-economic damages are awarded to account for these subjective injuries. Examples include:

  • Disfigurement and scarring
  • Disability
  • Pain and suffering
  • Emotional distress
  • Loss of enjoyment of life
  • Mental anguish
  • PTSD

Who Is Responsible for Paying Damages After a Car Wreck in Boston? 

Massachusetts is a no-fault insurance state. That means you’ll typically begin by filing a claim with your own insurance company. However, you’re entitled to sue the at-fault driver for compensation if you either:

  • Sustained a permanent or serious injury
  • Had at least $2,000 in reasonable medical expenses

If you satisfy either of these requirements, you can pursue a lawsuit against anyone who played a role in your car crash. That might include:

  • The at-fault driver
  • Truck drivers
  • Pedestrians
  • Bicyclists
  • Employers of a negligent driver
  • The city authorities responsible for road repairs or maintenance
  • The company that manufactured a defective product

Don’t let the insurance company decide how much you deserve. At Sweeney Merrigan Personal Injury Lawyers, we have the resources to hire respected experts who can make sure your injury claim is fairly valued. Remember, it’s the insurance adjuster’s job to get you to settle for less. 

Were You or a Loved One Injured In a Car Accident?
Our experienced attorneys will fight to get the full amount you deserve. We’ll listen to your story and explain your options for moving forward.

Frequently Asked Questions About Boston Car Accidents

  • How Long Do You Have to File a Lawsuit After a Car Accident in Massachusetts?

    Massachusetts personal injury law gives accident victims three years to file a lawsuit for damages. This time limit is called the statute of limitations. There isn’t much flexibility in this rule—once three years have passed, you’ll lose your right to recover compensation, even if you were seriously hurt.

    In fact, you might even have less time to sue for damages. For example, if your claim involves the city of Boston itself, you’re required to provide notice of your intent to pursue damages within 30 days of the accident. 

  • Can You Make a Claim if the At-Fault Driver Left the Scene?

    If the at-fault driver left the scene and you are unable to identify the driver, you can make a claim with your own automobile insurance for uninsured motorist benefits. These benefits provide compensation in situations where you are unable to identify the at-fault party, or where the at-fault party does not have automobile insurance. You will, however, need to provide evidence to show that another vehicle was at fault for the crash.

  • How is Liability Determined?

    Even if you walk away from an accident with injuries, it is not as easy as you may think to prove that the other driver should be held liable for the accident. Massachusetts is a no-fault state. This means that when filing your claim, you will be receiving certain benefits and compensation from your own insurance provider.

    While you will not initially pursue damages from the other party’s insurance provider, that does not mean that it is not possible if they are found to be at fault for the accident. If fault is found to be with the other driver, you can file a claim through your insurance provider, but you must provide proof.

    The proof you may provide could include:

    • Witness statements from the accident scene
    • The official police report from the day of the accident
    • A written statement from the other driver accepting fault
    • Photos and videos of the accident scene, property damage, and any visible injuries

  • What Are the Most Common Causes of Car Accidents in Boston?

    Any number of factors can come together to cause a car accident. In fact, multiple factors might lead to the same car accident.

    Some of the most common causes of car accidents in Boston include:

    • Excessive speeds
    • Distracted driving
    • Driver fatigue
    • Failure to yield the right of way
    • Unsafe passing
    • Unsafe lane changes
    • Following too closely
    • Illegal or unsafe turns
    • Running a red light or stop sign
    • Defects in the vehicle
    • Aggressive driving
    • Poorly marked roads and construction zones
    • Road hazards

    You might not know what caused your car wreck. In fact, this is fairly common. After all, an accident can happen in the blink of an eye—and don’t count on the other driver to admit fault.

  • What Are the Most Common Types of Car Accident Injuries?

    Correctly identifying and documenting your car accident injuries is extremely important if you plan to seek financial compensation from the other party or parties involved.

    These are the most common injuries that we've helped client win millions of deserved compensation for:

    • Whiplash, head, and neck injuries
    • Spine injuries
    • Brain injuries, including traumatic brain injury (TBI) 
    • Soft tissue injuries
    • Skin injuries
    • Broken bones
    • Concussions
    • Back injuries
    • Amputations and loss of limbs
    • Chest injuries
    • Paralysis
    • Catastrophic injuries
    • Wrongful death

Get a Free Case Review for Your Accident Claim Today

Money is no guarantee that you’ll fully recover from your physical injuries. However, it can give you the financial security needed to get the best possible treatment and move on with your life.

We’ve helped clients win millions of deserved compensation who have been injured in:

  • Rear-end collisions
  • Head-on collisions
  • Sideswipe crashes
  • DUI accidents
  • Distracted driving accidents
  • Hit-and-runs
  • Rollover accidents
  • Fatal car accidents

Our award-winning team of attorneys is led by our experienced co-managing partners, J. Tucker Merrigan and Peter M. Merrigan.

Tucker Merrigan, Boston personal injury attorney & co-manager of Sweeney Merrigan

J. Tucker Merrigan

J. Tucker Merrigan has been a co-managing partner of the firm for over a decade. He has been recognized for his work in the Massachusetts legal system with awards that include:

Peter M Merrigan, Boston Personal Injury Lawyer

Peter Merrigan

Our other co-managing partner, Peter M. Merrigan, has been recognized for his work helping the communities of Boston:

If you or a loved one were hurt in a crash, reach out to a car accident attorney at Sweeney Merrigan Personal Injury Lawyers for a free consultation.

We have the experience you need to get the full and fair compensation your family deserves. You can call a car accident lawyer in Boston at (617) 391-9001 or fill out our contact form.

Award-Winning Legal Team

Attorneys at Sweeney Merrigan Law, LLP have been recognized and honored by several of the top legal associations, including SuperLawyers, National Trial Lawyers Association, and Best Lawyers.

Over $500 Million Recovered

Sweeney Merrigan Law, LLP is a highly successful personal injury law firm serving Massachusetts since 2011.

No Fee Until You Win

There are no fees or costs unless we win your case!

Meet the Personal Injury Attorneys at Sweeney Merrigan Law, LLP