Boston Motorcycle Accident Lawyers

Some people who sustain personal injuries in motorcycle accidents may believe their cases are so straightforward and clear-cut that they could save money on legal fees by handling their own claims. An injured plaintiff acting as his or her own legal counsel may indeed lead to lower legal fees overall, but it can also lead to a lower level of representation than an experienced Boston motorcycle accident attorney could offer and a much lower compensation award. Call our personal injury lawyers at (619) 391-6001 to learn more about your motorcycle accident and for a free consultation.

Because of their size, motorcycles are difficult to see and present unique dangers on the road. Unlike motor vehicles which provide protection by way of seat belts, airbags, and brake systems, motorcyclists rely on little more than quick reactions and a helmet to ensure their safety. As a result, motorcycle accidents are extremely dangerous for riders. An accident that might otherwise be a small “fender-bender” can be far worse for a motorcyclist.

Why Do I Need a Boston Motorcycle Accident Lawyer?

A plaintiff recovering from serious injuries from a motorcycle accident will have a very difficult time meeting the court’s strict filing requirements and uncovering the various available avenues of compensation after an accident. The average person with no legal experience or training likely won’t know where to look beyond his or her hospital bills and vehicle repair costs. An experienced Boston motorcycle accident lawyer can offer a higher level of representation than the average plaintiff could manage alone.

Massachusetts’ modified comparative negligence law is another reason to hire a motorcycle crash attorney for a motorcycle accident claim in Boston. While Massachusetts follows a no-fault rule for vehicle accidents, an injured driver or motorcyclist may have grounds for a claim under certain circumstances. However, a modified comparative negligence law means that plaintiffs could lose a portion of their cash award if they bear any fault for the claimed event. A good Boston motorcycle accident attorney will ensure his or her client does not absorb more fault that he or she deserves.

How Comparative Negligence Affects Plaintiff Recovery

Massachusetts uses a modified comparative negligence statute, meaning that a plaintiff in a personal injury lawsuit may still recover damages even if he or she partially caused the accident in question. However, the plaintiff loses a percentage of the cash award equal to his or her fault percentage and may only recover if his or her fault percentage is lower than the defendants.

In a $50,000 motorcycle accident lawsuit for which the plaintiff absorbs 10% of the fault, the plaintiff loses $5,000 or 10% of the case award for a net total of $45,000 instead. This is one of the major reasons to hire a Boston motorcycle accident lawyer after a serious motorcycle accident; without proper representation, an injured plaintiff may absorb more fault that he or she rightfully deserves.

Motorcycle Accidents and Massachusetts’ No-Fault System

Under the no-fault system for handling car accidents in Massachusetts, injured drivers or motorcyclists need to file a claim against their own auto insurance policy for recovery after an accident, regardless of who caused the accident. This system exists to prevent lawsuits for low-value claims to free up legal resources for larger claims.

If a driver’s injuries meet the state’s criteria for a legal claim beyond the driver’s own insurance, the driver must have sustained at least $2,000 worth of medical expenses from the accident in question and his or her injuries must include a bone fracture, serious disfigurement, or substantial loss of bodily function such as vision or hearing. If an injured driver’s damages exceed this threshold, then he or she would file a claim against the at-fault driver’s insurance policy. If the at-fault driver’s policy cannot fully cover the victim’s damages, then the victim may have grounds for a personal injury claim for full recovery.

Minimum Motorcycle Insurance Requirements in Massachusetts

Massachusetts follows a no-fault rule for car accidents but all drivers must carry auto liability insurance that meets the state’s minimums. An auto insurance policy in Massachusetts must include:

  • At least $8,000 in personal injury protection or no-fault coverage for the policyholder.
  • $20,000 or more in bodily injury liability coverage for a single person in an accident the policyholder causes.
  • At least $40,000 in total accident liability coverage for a single accident the policyholder causes.
  • $5,000 or more in property damage liability coverage for property damage the policyholder causes.
  • Underinsured/uninsured motorist coverage that meets the same 20/40 requirements above for bodily injury and total accident coverage.

Failing to maintain auto insurance in Massachusetts that meets the state’s minimum requirements may lead to significant legal penalties including fines, driver’s license suspension, and possibly jail time. A driver caught without appropriate insurance may also need to pay an additional fine equal to one year’s worth of premium payments for an auto insurance policy that meets the minimum requirements based on the highest market rate of such a policy at the time of the offense.

What Compensation Is Available to Motorcycle Accident Victims in Massachusetts?

A motorcycle accident lawsuit in Massachusetts will fall under personal injury law, and the plaintiff in such a case may collect several types of compensation for a successful lawsuit. Generally, the defendant is responsible for making the plaintiff whole again after an accident the defendant caused. When insurance isn’t enough to cover the plaintiff’s damages or the plaintiff incurs additional damages beyond the scope of available coverage, the defendant is responsible for the remainder.

Damages in personal injury claims typically include:

  • Medical expenses. The plaintiff can claim compensation for any and all medical expenses resulting from the defendant’s negligent behavior. The plaintiff can claim his or her hospital bills, ambulance and airlift fees, prescription costs, and any costs for necessary ongoing treatments like physical therapy after the accident.
  • Lost income. If an accident caused the plaintiff to miss work, the plaintiff can claim compensation for wages lost during that time. In the event, a defendant caused a permanent disability or other injuries that interfere with the plaintiff’s ability to work in the future, the plaintiff’s attorney may arrange for a financial expert to testify about the plaintiff’s lost future earning capacity.
  • Property damage. If the defendant does not have sufficient property damage liability coverage, the plaintiff can claim compensation for any repair or replacement bills beyond insurance.
  • Pain and suffering. The no-fault system does not allow a plaintiff to recover pain and suffering compensation. If a plaintiff’s claim meets the requirements for a personal injury claim, the plaintiff can secure compensation for physical pain, emotional trauma, and mental anguish resulting from the accident. Different courts use different systems for calculating pain and suffering compensation, but these damages generally reflect the severity of the plaintiff’s injuries and are therefore often substantial.
  • Punitive damages. If the defendant engaged in an intentional tort or displayed gross negligence or a reckless disregard for the safety of others, the plaintiff may receive punitive damages as well. The amount received generally depends on the wealth of the defendant, and wealthier defendants typically pay much more in punitive damages.

An average plaintiff will have difficulty proving his or her damages and securing compensation without a Boston motorcycle accident attorney’s help. Additionally, a lawyer can help limit the effects a plaintiff’s negligence may have in the claim.

Most Common Injuries in Motorcycle Accidents

Motorcycles are nowhere near as crashworthy as most enclosed passenger vehicles like cars, trucks, and SUVs, so a motorcyclist faces significant injuries in an accident. Some of the most common injuries include broken bones, traumatic brain injuries, spinal cord injuries, internal organ damage, deep cuts, burns, and more. Since motorcycle accidents commonly result in disfiguring wounds and permanently disabling injuries, many motorcycle accident claims will likely meet the state’s requirements for filing personal injury lawsuits.

One of the most important things an injured rider should remember is that an at-fault driver is responsible for the injured rider’s future medical expenses, including the effects of a permanent injury or disability. For example, if a plaintiff’s injuries necessitate long-term, in-home personal medical care, the defendant may be liable for the cost of this treatment.

Motorcycle Accident Statistics

  • In 2015, a motorcyclist was almost 30 times more likely to die in a crash per vehicle mile traveled than the occupant of a car.
  • Between 2006 and 2015, Massachusetts saw an average of 50 fatalities each year in motorcycle-related accidents.
  • In 2015, 40% of motorcyclists killed in collisions were not wearing a helmet
  • Weather only contributes to 2% of all motorcycle accidents

Motorcyclist Behavior

Motorcycle riders often drive between lanes of slow-moving cars or drive along the shoulder of the road in order to avoid waiting in traffic. Called “lane splitting,” this type of driving is illegal in Massachusetts and can greatly increase the chance of a car-on-motorcycle accident. Although the dangerous operation of a motorcycle is a common cause of motor vehicle accidents, many motorcycle accidents occur because the driver of an automobile fails to yield the right of way to a motorcyclist who is operating with due care.

Since Massachusetts is a comparative negligence state, a motorcyclist may be barred from recovering damages if a court finds that he or she was more than 50% at fault for the accident. In determining liability, a court will ask:

  • Was the motorcyclist driving between cars to beat traffic?
  • Was the motorcyclist driving too dangerously for the weather conditions at the time of the accident?
  • Did the driver of the automobile fail to see the motorcyclist while changing lanes?
  • Did either driver fail to use a turn signal or otherwise obey traffic lights and/or signs?
  • Did either vehicle fail to yield the right of way?
  • Was either vehicle operating at an unreasonable speed?

Contact Our Boston Motorcycle Accident Lawyers Today!

Given the fact that Massachusetts is a comparative negligence jurisdiction, it is vitally important to investigate every detail of a motorcycle accident to determine who is at fault. At Sweeney Merrigan Law, we have the expertise necessary to investigate each aspect of an accident. When necessary, we utilize accident reconstruction experts and investigators to fully assess the cause of an accident. We also review an available video footage and examine the damage to each vehicle in order to achieve the most accurate assessment possible.

If you have been involved in an accident with a motorcycle, call Sweeney Merrigan Law today at (619) 391-6001. We will fight for your rights and get you the compensation you fair compensation for your injuries.