What You Need To Know About Filing Auto Accident Claims in a No-Fault State
Massachusetts is one of twelve states with mandatory no-fault automobile insurance. Three other states allow insurance companies to offer no-fault automobile insurance as an option. In these states, after an accident, you will file an injury claim with your insurance company rather than the insurer for the at-fault driver. Your insurance company will not investigate…read more
Understanding Massachusetts’ Minimum Coverage Law
Published in Car Accidents on July 2, 2021
Massachusetts law requires its drivers to have certain levels of automobile insurance. Drivers must purchase and maintain minimum coverage in the amount of: Bodily Injury to Others — $20,000 per accident victim and $40,000 per accident Personal Injury Protection — $8,000 per accident victim Bodily Injury Caused by an Uninsured Driver — $20,000 per accident…read more
Has My Vehicle Suffered Diminished Value After My Crash?
Published in Car Accidents on June 15, 2021
When another party hits your car, your vehicle could sustain substantial damage. Massachusetts requires all drivers to carry a minimum of $5,000 in property damage liability insurance. That means that the at-fault party’s insurance company pays up to $5,000 to repair or replace your vehicle. Unfortunately, $5,000 is not very much money for repairs or…read more
What Are the Odds of Dying in a Car Accident?
Published in Car Accidents on May 28, 2021
Are your odds of dying in a car accident higher or lower than your odds of dying from a fall? Does it matter whether you are a pedestrian or a motorcyclist? How can you know whether you are at risk of dying in a traffic accident? Over 30,000 people die annually in motor vehicle accidents…read more
How to Obtain a Car Accident Report in Massachusetts
Published in Car Accidents on April 1, 2021
A car accident can be a traumatic experience, especially when the accident results in injury or death to a driver or passenger or significant damage to the vehicles involved. In Massachusetts, persons involved in a car accident with death, injury, or property damage over $1000 must report their accident to the authorities within five days….read more
Rear-End Collisions: Common Injuries and Steps to Take
Published in Car Accidents on January 13, 2021
You don’t need to be speeding along the highway to wind up in a dangerous car accident that can leave you injured and your car wrecked. In fact, you don’t need to be moving at all. Rear-end collisions account for about 40% of all car accidents, making them the most common type of auto collision….read more
Can I Sue My Insurance Company If They Deny My Claim After a Car Accident in Massachusetts?
Published in Car Accidents on January 7, 2021
Yes, you can sue your insurance company if it denies your claim after a car accident. Massachusetts applies no-fault auto insurance rules. “No-fault” means drivers involved in an accident must first seek compensation from their own insurance company. This rule applies regardless of who caused the accident. You might think that insurance companies pay claims…read more
8 Reasons for Teen Car Accidents
Published in Car Accidents on January 6, 2021
According to the Centers for Disease Control, automobile accidents are the second leading cause of death for teenagers in the United States. During 2018, roughly 2,500 teenagers between the ages of 13 and 19 years died in traffic accidents. Over 285,000 teenagers received treatment in emergency rooms for car accident injuries. The good news is…read more
Is it Legal to Drive Barefoot in Massachusetts?
Published in Car Accidents on January 4, 2021
There is not a law prohibiting driving without shoes in Massachusetts. In fact, none of the 50 states ban barefoot driving. Therefore, you can kick your shoes off and drive your vehicle in your socks or bare feet. However, driving without shoes might not be a wise decision. There are some risks associated with driving…read more
Who Pays for Damages in a 3-Car Crash in Massachusetts?
Published in Car Accidents on December 31, 2020
Getting into a car accident with one other driver is stressful enough. When you add multiple drivers and vehicles into the mix, it can become even more overwhelming. And, it’s easy to understand why – it becomes even more challenging to determine who was at fault and exactly which role each driver will play in…read more