Should I Hire a Lawyer After a Minor Car Accident in Boston, MA?
Car accidents, motorcycle accidents, and other collisions cause serious injury or death each year in Boston. However, not all accidents result in injuries or fatalities. In fact, many only result in property damage.
Massachusetts is a no-fault state. That means you can seek compensation after a crash by filing a claim with your own insurance. Your own insurer is responsible for providing compensation — even if another driver caused your accident.
It’s helpful to hire an attorney when filing a claim. Insurance companies are not likely to offer the full compensation you deserve. They will likely offer a low payout and may try to deny your claim entirely.
This is one of the major reasons to hire an attorney after a car accident in Boston. Their expertise can improve your chances of recovering a fair settlement.
However, you may think there’s no need to contact an attorney after a minor accident. You might assume you don’t have justification to file a claim at all.
First, although you may not think you’ve sustained serious injuries after a minor accident, you could be wrong. It’s important to see a doctor right away after a car accident. It’s possible you’ve sustained an injury that will only start to become noticeable in the days or weeks after your accident. You need to give a doctor a chance to determine if you require any treatment before your injury worsens due to lack of early diagnosis.
You should strongly consider reviewing your case with an attorney shortly after seeing a doctor. Here are the reasons why.
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You’re Not Taking a Financial Risk
Your initial consultation with a personal injury attorney will be free in most cases. If you choose to hire the attorney, they won’t charge any attorneys’ fees unless they recover compensation for you first. Car accident lawyers typically enter into contingency fee agreements with their clients. This ensures clients don’t assume major financial burdens if they lose their cases.
The Claims Process is Complicated
The process of recovering compensation from your insurance company can be more tedious than you realize. This is often true regardless of whether a claimant is seeking compensation after a major accident or a minor one.
You will still need to correspond with adjusters who will look for any reason to offer less than you deserve. You will also have to complete paperwork, provide documentation of your losses, and more.
This process can be inconvenient and burdensome. Luckily, you don’t have to do it on your own. Your lawyer can handle the entire process on your behalf. This gives you more time to focus on your health and other responsibilities.
You May Be Eligible for More Compensation Than You Realize
Your medical bills are not the only economic losses you can seek compensation for after an accident. For example, perhaps you were involved in a fairly minor accident that left you with a wrist injury. This could prevent you from typing for a few weeks or months until your injury heals.
That may negatively impact your ability to earn an income if your job involves typing. If you hire an attorney, they will review your case to determine if you can also factor in lost wages when filing a claim with your insurance company.
A lawyer will calculate all your damages after an accident to ensure you aren’t leaving anything on the table. They can also put pressure on the insurer to settle for a fair amount — or risk a lawsuit in court.
Therefore, there’s no reason not to review your case with a personal injury attorney. They may be able to help you even if your accident was minor.