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Handling a Low Settlement Offer From Your Insurance Company

Published in Personal Injury on July 14, 2023

Reading Time: 2 minutes

When you are in an accident and injured due to another person or third party’s reckless behavior, you are eligible to file a claim for compensation. When you do so without a knowledgeable lawyer by your side, the insurance company will likely offer a settlement unworthy of your losses.

Sweeney Merrigan Personal Injury Lawyers are here to help you fight for what you deserve. We understand that sometimes financial compensation is the quickest and most viable route back to a happy, healthy, and debt-free future. Nobody should have to suffer the consequences of someone else’s negligence and settle for an unworthy offer. To see how we can help you today, please use our contact form or call (617) 391-9001.

2 Steps to Handle a Low Settlement Offer

It’s critical you do not allow the insurance company to persuade you into a low settlement offer. When you are currently navigating those treacherous waters with your insurance company, there are two steps to handling it:

Understand Why It Was Offered

The insurance company is offering you a settlement so you do not sue the liable party for your accident. It is important to understand that they are not your friend and will do everything in their power to provide you with the smallest offer possible. This means finding holes in your claim and using every opportunity possible to calculate a low offer.

Common reasons for low settlements can include missing documentation, ongoing medical expenses, finding out you have pre-existing conditions, and even just to see if they can get away with it. If the insurance company does not have all of your documentation, such as proof of missed wages or all evidence of the expense of medical visits, they cannot be used to calculate your offer. Ongoing medical expenses provide the same problem, as current and future expenses may be hard to estimate accurately. As far as pre-existing conditions go, the insurance company may argue your injuries are not as bad as they seem and stem from your pre-existing conditions instead of being a newly-caused injury.

Hire an Attorney

If you are unable to pinpoint why they offered you a low settlement and have them reevaluate your claim, it is in your best interest to hire an experienced attorney. With extensive knowledge of the value of certain claims and how insurance companies operate, Sweeney Merrigan Personal Injury Lawyers can help you apply for a reevaluation and get you the financial justice you need.

With access to time-sensitive evidence and resources, your attorney can begin to build your claim and provide the correct documentation necessary to get you access to a settlement worthy of your losses. They will use that collected and assessed evidence to demonstrate negligence and hold the at-fault party liable for your injuries. When you allow yourself the backup of an award-winning attorney like co-founding partner J. Tucker Merrigan, you are giving yourself an opportunity to win.

Speak to a Qualified Massachusetts Personal Injury Attorney Today

Receiving a low settlement offer from the insurance company can make an already discouraging situation feel worse, and it may seem easiest to settle. Sweeney Merrigan Personal Injury Lawyers implores you to give yourself a fighting chance and not resign yourself to a future filled with unpaid medical bills and unresolved emotional stresses. Our team possesses the qualifications and compassion necessary to get you the results you’re looking for.

For a free case evaluation and a better understanding of why you were offered a low settlement, call our office today at (617) 391-9001 or fill out our contact form.

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